At JRK we understand your vehicle is your prized possession and that you want to do everything possible to ensure its security. Hence, we bring the Private Car Package Policy.It is not just designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act, but also any loss or damage to the your vehicle. Your vehicle is a thing of pride for you, we understand that. Which is why, our vehicle package policy is designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act as well as any loss or damage to your vehicle. We also realise that an unfortunate incident like a vehicular accident can occur at anytime. Which is why, we have designed our Commercial Motor Policy to be your companion in difficult times. This policy is designed to adequately cover any loss or damage sustained by your vehicle. Additionally, it also addresses the compulsory Third Party Liability clause as required by the Motor Vehicles Act.
Mediclaim policy is nothing but a health insurance policy that is designed to take care of one’s healthcare expenses up to the sum assured, in case the person faces any sort of medical emergency, be it an illness or an accident that has led to hospitalization. One must also take note of the fact that a mediclaim policy in India is issued for a defined time period. Once the renewal date nears, the person needs to pay the premium before the due date so as to continue enjoying its benefits.
Fire insurance is insurance that is used to cover damage to a property caused by fire. Fire insurance is a specialized form of insurance beyond property insurance, and is designed to cover the cost of replacement, reconstruction or repair beyond what is covered by the property insurance policy. Policies cover damage to the building itself, and may also cover damage to nearby structures, personal property and expenses associated with not being able to live in or use the property if it is damaged.
Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination. Cargo insurance — discussed here — is a sub-branch of marine insurance, though Marine also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability. When goods are transported by mail or courier, shipping insurance is used instead.
This is a policy which covers financial loss incurred by the insured due to loss or damage to machinery as a result of sudden accidental electrical and mechanical breakdown. It reimburses the insured for the cost of repairs or replacement ofmachinery of like nature.
The purpose of personal accident insurance is to pay fixed compensation for death or disablement resulting from accidental bodily injury. The personal accident insurance policy provides that, if at any time during the currency of this policy, the insured (person who has taken the policy) shall sustain any bodily injury resulting solely and directly accident caused by external violent and visible means, then the insurance company shall pay to the insured or his legal personal representative(s), as the case may be, the sum or sums set, forth, in the policy, if resulting in specified contingencies such as death, permanent disablement etc.
Overseas Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country. Overseas Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options; the higher ones are chiefly for countries that have extremely high medical costs, such as the USA.
Insurance / risk management is the substance of a security against any unforeseen events which allows the enterprise to
flourish with a focus on key matter without the threat by perils known & unknown.
Claim is the most crucial aspect to be taken into consideration as it requires lots of expertise.
Claim is the true litmus test to judge the efficiency of any insurance brokers. Giving price advantage is definitely our motto as your insurance partners, but the prime motto is to deliver optimum level of satisfactory service during claim settlement. Our Role in claim management-
JRK Insurance Acts as a Catalyst in Entire Claim Management Exercise.
We study your business process, manufacturing activity, conduct a risk inspection.
Our Risk Engineers analyze the risk your assets are exposed to and bring to your notice potential loss, probability of occurrence of loss and suggest suitable insurance solution.
During the risk inspection we study the process hazards and suggest safety measures to minimize the risks.
We suggest and help for valuation of assets in order to assure adequacy of sum insured in the event of the claim.
We not only advise and assist our clients for various insurance product merely because they are available in insurance
industry but instead we first of all identify their risk exposure and then work out the necessary risk management tool
to minimize the risk.
With clients’ expectation being raised by the market and technology facilitating changing behaviors, our data and in-depth insight into client needs along with a comprehensive view of the market, helps client to target their Insurance budget more profitably and prepare for the future.
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